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A first payday loan can be offered completely free of charge, through many online lending sources. This is a marketing strategy that lenders use to attract new customers, many of them are willing to approve a first time payday loan at no cost in order to build their customers base.

This is a promotional gift just for first time customers, it is not gimmick and all you have to do is to read thoroughly the terms and conditions provided by the online lender that will qualify you for your first time cash advance. Using a free offer will save you money on interest rates and commissions if you apply with direct lenders, note that this is not your first time loan ever, it is just with the company that you are going to apply for quick cash.

Applying for a free first payday loan reduces some of the uneasiness associated with making this type of a financial agreement. After the initial same day advance has been processed, repeat customers are no longer hesitant to go through the approval process when needed. The concept with this type of loan is unusual, and some may be a little wary of the no hassle, no credit check same day loan offers.

The first loan that is approved and offered at no cost is an introductory 'thank you', from the lenders for your patronage. Take a few minutes and choose a lender that is offering this kind of deal, and enjoy the cash advance in your bank within hours. Nonetheless, the option of going direct is cheaper as it was mentioned before.

Applications are quick, and completed at the same day lenders' online site. There are only a few questions that customers will need to answer that include; age, employment, and a current checking account, for the loan's approval. Within minutes the application has been reviewed and approved, and the cash advance is on its way to a checking account, usually in the same day and in some cases during the next hour. These online loan sources are available every day of the week, 24 hours a day. As you can see, this is a quick source of cash.

The terms are uncomplicated and repayment is conveniently scheduled for your next payday, or a payment is made according to the conditions of your particular loan. Take advantage of these short term loans that offer same day money in your checking account, to keep you afloat until your next paycheck. Honest, hard working consumers are now able to enjoy the freedom that a cash advance offer at any given time, without the fear of being turned down because of poor credit or no collateral.